Why Instant Withdrawals are so Attractive
Games that pay real money instantly are becoming increasingly popular among Nigerian gamers looking to monetize their skills. In a world where time is of the essence, having to wait days to access the rewards you earned in-game is quite frustrating.
For Nigerian gamers who want to turn their gaming skills into real money, the speed of payment processing helps determine what platform is worth the time. Many platforms lure players with mouth-watering offers, but few actually stick to their word.
This guide looks at some legitimate games that pay you real money and process withdrawals quickly for Nigerians. We’ll show you what’s real and what’s not, while providing you useful information about which games pay out fast.
What “Instant” Really Means in Gaming Payments
What do you mean by “instant” gaming payment before we get into the specific games?
- Funds appear in your account in a matter of minutes (rare)
- Same-day: Processing completes within hours
- Fast: 1-2 business days
- Standard: 3-5 business days
Many platforms say they’ll pay you out instantly but do it quickly instead. This guide lists games that will process a withdrawal within 24 hours and provide the closest thing to really instant payment available to gamers in Nigeria.
Which Games in Nigeria Have Real Money Instantly? Here are 5 of the Best

1. Big Time (Mobile & Desktop)
Big Time is unique for its integration with different Nigerian payment systems and fast withdrawal processing.
- Withdrawal Speed: Most Nigerian bank accounts receive payments within 10 to 30 minutes
- Minimum Withdrawal: From ₦1,000
- Payment Method: Direct transfer to your bank, OPay, palmpay
- How They Make Money: Through competitive tournaments and daily challenges
- Verification Requirement: Basic KYC (ID verification)
As soon as you finish a one-time verification process, withdrawals are processed instantaneously at Big Time. Players report consistent payment delivery times which are much shorter than on other sites.
2. Mistplay (Android Only)
Mistplay isn’t “instant” by any means, but it is credible and typically pays out the same day which is why it makes this list.
- Withdrawal Time: 2-6 hours
- Minimum Withdrawal: ₦1,500 (which must be the equivalent in points)
- Payment Methods: Gift cards that can be converted to Naira
- How You Earn: You earn points for your time spent playing games across various games
- Verification Requirement: Just phone verification only
The simple appeal of Mistplay is its strongest feature. You earn simply by playing games you already love. There are no extra tasks required, and you don’t need to be highly skilled. Although the gift card process takes an extra step to convert to Naira, it is still quite fast.
3. Ready Games (iOS & Android)
Ready Games is Nigeria’s most convenient and rapid withdrawal option with low minimum cashout thresholds.
- Withdrawal Speed: About 15 to 60 minutes
- Minimum Withdrawal: ₦800
- Payment Methods: Direct bank transfer, opay, etc.
- Earning Method: Mini-game / skill task
- Verification Requirement: Moderate KYC (ID + address verification)
Ready Games has become popular due to its fast payments. The verification might take a bit longer, but it’s worth it because after that, you can easily get your money quickly.
4. Blackout Bingo (Mobile)
Blackout Bingo is about skills. You can win real cash prizes in no-time with quick payout processing.
- Withdrawal Speed: 4 to 12 hours
- Minimum Withdrawal: ₦2,000
- Payment Methods: Direct bank transfer
- Earning Method: Tournament and Earning Challenge
- Verification Process: Basic KYC
Blackout Bingo is easy to get a hang of, but players can earn money with the gameplay. It’s not literally “instant”, but processing it on the same day gives it the edge over most gaming platforms.
5. Rewarded Play (Android)
Rewarded Play is a platform ideal for casual gamers with same-day processing and few restrictions.
- Withdrawal Speed: 1-8 hours
- Minimum Withdrawal: ₦1200
- Payment Methods: Gift cards or bank transfer
- Earning Method: Points for trying out new games
- Verification Required: Email verification only
Rewarded Play deserves its place not because of its record time. It may not be the quickest, but its reliable same-day processing and low withdrawal limits are attractive to Nigerian users.
Verification Requirements for Quick Withdrawals with Games That Pay Real Money
Most of the games with fast withdrawal times require some sort of verification. Knowing what the requirements are sets clear expectations.
The table given below explains the verification level, requirements, and processing impact of KYC verification to the crypto exchange users when they transact in crypto, or for other offerings:
Verification Level | Typical Requirements | Processing Impact |
---|---|---|
Basic | Email and/or phone | Minimal delay |
Standard KYC | ID verification | 24-hour initial delay |
Enhanced KYC | ID + address proof | 48-72 hour initial delay |
Financial | Bank verification | Varies by institution |
Please note that your first withdrawal may take longer to process due to verification but other withdrawals will be done on time as per the platform. Making this one-time investment will save you time and money further down the road.
Hidden Fees to Watch Out For
Even ‘instant’ payments have hidden cost that can eat into your earnings.
- Many of the sites charge processing fees that range between 2-5%
- Charges for currency conversion when withdrawing into Nigerian accounts
- Some platforms will penalize players and take away their points
- If your funds drop below the threshold, it may be forfeited
Always read the terms of the platform before wasting your time. The games that pay off the fastest usually charge a bigger fee or generate overall lower earnings.
Nigerian Gamers Share Their Real Experiences with Instant Payment Games
We spoke to Nigerian users of these platforms to know what withdrawal times are really like.
“Big Time always hits my OPay account in 30 minutes. That’s worth verifying.” – Adebayo O., Lagos
“Mistplay says that it is ‘instant’ but it takes 3-4 hours. Better than most though.” – Chioma N., Abuja
“Ready Games is the fastest I have seen. By the time I closed the app, the money was in my account.” – Emmanuel T., Port Harcourt
According to older users, real-time payments (less than 5 minutes) are still rare. However, there are platforms available for instant payment same-day processing.
Step-by-Step Guide for Setting Up Instant Payments
To maximize your chances of truly fast withdrawals:
- Complete all verification steps prior to your first withdrawal attempt
- Connect your supported Nigerian bank directly instead of using intermediaries
- Withdraw assets only once they hit 150-200% of the minimum threshold
- Please try to make all withdrawals between 9 am and 3 pm Nigeria time
- Before submitting, check that your withdrawal method information is correct
- Look for any outstanding work that could hold up processing
By doing these things, you can get paid faster and easier than ever before.
Troubleshooting Common Instant Withdrawal Issues
Even with the fastest platforms, issues can arise. Here are solutions to common problems:
Pending Verification Status
- Submit clearer images of required documents
- Contact support directly rather than waiting
- Check for verification emails in spam folders
“Payment Processing” Delays
- Verify your withdrawal method is functioning
- Check for bank maintenance schedules
- Ensure you’ve met all platform requirements
Account Restrictions
- Review terms of service for violation triggers
- Submit account recovery forms if needed
- Contact support through multiple channels
How Free Games that Pay Real Money Work: Balancing Payment Speed with Earning Potential

Fast payments are nice, but they shouldn’t be your only factor. The true metric of success is your hourly earning rate:
Effective Hourly Rate = (Earnings – Fees) ÷ Hours Played
A game that immediately pays ₦5,000 after playing for 10 hours at the rate of ₦500/hour is actually less useful than a game that pays ₦10,000 after playing for 12 hours and can be withdrawn after 24 hours at the rate of ₦833/hour.
When investing your time on games, keep in mind their earning rate and withdrawal speed.
Frequently Asked Questions About Games That Pay Real Money Instantly
Ready Games currently offers the fastest withdrawal processing for Nigerian players, with transfers often completing in 15-60 minutes to supported payment methods.
No. All games listed in this article offer free-to-play options that allow you to earn without investment, though some games offer paid tournaments with higher prize pools.
Yes, the platforms mentioned use standard security protocols. However, always complete verification processes and use secure, unique passwords for each gaming account.
The lowest minimum withdrawal is ₦800 on Ready Games, with most platforms requiring between ₦1,000-₦2,000 before processing a withdrawal.
Choosing Smartly in Fast-Payment Gaming Environment
The world of instant-payment games is constantly changing with new platforms emerging all the time. Though the guide depicts the fastest options for Nigerian players, ensure to do your own research before spending time.
Legitimate platforms claim to be sustainable, so watch out for anything after gaming payouts that seem too good to be true. The games mentioned here are decent earners with real fast payouts.
In Nigeria, verified platforms with payment history enable you to make money playing games as you won’t be delayed from receiving your payment. If you want games that pay real money instantly or you are trying to see which games pay real money in Nigeria, you can use these options.
NOTE: Withdrawal times may be affected by the platform and banking systems. Make sure to read the latest terms of service before entering.